Monday, January 23, 2012

We live on percentages


We are by no means wealthy, yet.

When I moved into the household almost 8 months ago, I evaluated mine and my boyfriends finances. At first we had separate accounts and spent here and there, until the day I opened his unopened envelopes.

He was in some debt, but was never going to get out of it because he was borrowing from Peter to pay Paul. So, I took matters in my own hands and with a simple calender wrote everything we owed down.

Now only 3 months later we have everything finally taking off. We have money in savings and in our holiday account.

Here is a pie chart showing how we divide our money:

50% household {any household bills inc. car payment}
10% savings     {used in emergencies or for our home projects}
10% vacation   {we shop for the cheapest times to travel online and use this account well travelling}
10% food         {we withdraw the cash and keep it in a mason jar}
10% cars          {used for gas, oil changes and car repair}
10% spending  {we split this, we each only get to spend 5% of each paycheck}

If we can do it, anyone can.

Monday, January 2, 2012

Menu Monday

Today I'd like to share our menu and shopping list this week.

The List:

Frozen fruit which we use to make smoothies

Bagel Thins

Butter

Spaghetti Sauce

Chicken, whole cooked

Mayonnaise

Peanut Butter

Juice {we usually get 3 different varieties}

Minute rice

Onions {miniature}

Soup {Two different varieties, fresh not canned}

Pot Pies

Baby Potatoes

From the Asian store:

Coconut milk is usually cheaper than at the grocery store

Wal-Mart:

Chopped spring onions

Canadian bacon, has a lot less fat


Breakfasts:
Bagel thins lightly buttered with Canadian bacon, spring onions and cheese
Coffee

Meals:
Chicken pot pies with roasted baby potatoes, peas and carrots

Chicken curry with rice

Spaghetti, meatballs and sauce with finely chopped onion and sweet peppers

Soup with a slice of lightly buttered bread {twice this week}

Chicken curry sandwiches with spring onions

Roasted sweet peppers, onions and baby potatoes with chicken

Smoothies, made with 1 yogurt, frozen fruit and ice.


Some of our meals will be using ingredients we already have. We a couple so we tend to spend little of food, yet each fresh and wholesome each and every day.

Happy Delicious New Year,