We are by no means wealthy, yet.
When I moved into the household almost 8 months ago, I evaluated mine and my boyfriends finances. At first we had separate accounts and spent here and there, until the day I opened his unopened envelopes.
He was in some debt, but was never going to get out of it because he was borrowing from Peter to pay Paul. So, I took matters in my own hands and with a simple calender wrote everything we owed down.
Now only 3 months later we have everything finally taking off. We have money in savings and in our holiday account.
Here is a pie chart showing how we divide our money:
50% household {any household bills inc. car payment}
10% vacation {we shop for the cheapest times to travel online and use this account well travelling}
10% food {we withdraw the cash and keep it in a mason jar}
10% cars {used for gas, oil changes and car repair}
10% spending {we split this, we each only get to spend 5% of each paycheck}
If we can do it, anyone can.
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